Q. What about a rental car?

You are entitled to a rental car. However, you are generally limited to the terms of the insurance policy on the "at-fault" driver's car. Whether you drive a new Lexus 400 or a ten year old Olds Cutlass, you will both be given the Mazda Protégé or other small car. Rental policy limits are generally $20.00 or $22.00 per day. If you have special circumstances that require you to use a vehicle like yours, it is important for you to maintain adequate rental insurance on your vehicle. (For example, if you use a long bed truck for work, or if you need to drive clients in a Minivan). If your car is deemed a "total" loss, the insurance company is no longer responsible for the rental car payments after a reasonable offer has been made on your car.