Q. Do I need all of the coverages on my car?

All vehicles do not need all types of insurance coverage. If you have more than one car, you may not need Rental coverage. If you have good health insurance, you may not want Medical Payments coverage. If your car is very old and worth less than 10% of the Collision premium, it may not be a good value to purchase Collision coverage. It is important to get the coverage that is right for you in your circumstance. Talk to your agent. Learn what each coverage buys for you. The important thing is to understand your risk.