Q. Everybody must have Liability coverage, so why should I insure the other driver? Why should I buy Uninsured Motorist coverage?

Even though every state requires that all vehicles be insured, by some estimates, as many as 25% of all private passenger cars and small trucks are uninsured. If you are seriously injured by an uninsured driver, or by a driver with very low coverage, you will be able to make a claim against your own insurance company to take care of your injuries. You are not insuring the "at-fault" driver, you are insuring yourself and your loved ones. High matching UM coverage is a good buy for you and your family.