Q. What is an Umbrella Policy?

An Umbrella Policy is an insurance policy that provides additional liability coverage above the amount on your car and home (also, boats and airplanes). Generally you are required to carry the maximum amount of coverage available on your cars and home (boats and airplanes) before you can purchase an Umbrella Policy. With an Umbrella Policy you can get liability coverage of One Million Dollars or more. The cost for this additional coverage is modest.